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Terms of Service

Last updated: January 2025

Agreement to Terms

By accessing and using Insurial.info ("the Service"), you agree to be bound by these Terms of Service and our Privacy Policy. The Service is operated by BPC Group ("we," "us," or "our").

Description of Service

Insurial provides a free quote request service that connects businesses with pre-vetted insurance partners. We facilitate the quote process but do not directly provide insurance coverage or act as an insurance broker.

User Obligations

When using our Service, you agree to:

  • Provide accurate and complete information in quote requests
  • Use a legitimate business email address
  • Not submit false, misleading, or fraudulent information
  • Comply with all applicable laws and regulations
  • Not attempt to circumvent our security measures

Our Service Commitments

We commit to:

  • Deliver quotes within 24 hours during business days
  • Connect you only with pre-vetted insurance partners
  • Protect your data according to our Privacy Policy
  • Provide free service with no obligation to purchase

Disclaimers

Important:

  • We do not guarantee quote availability or specific pricing
  • Insurance partners make independent underwriting decisions
  • Quote delivery times may vary during high-volume periods
  • We are not responsible for partner actions or decisions
  • The Service is provided "as is" without warranties

Limitation of Liability

To the maximum extent permitted by law, BPC Group shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Service. Our total liability is limited to €100 or the equivalent in your local currency.

Data Processing

By using our Service, you consent to the processing of your data as described in ourPrivacy Policy. For business customers, a separate Data Processing Agreement is available.

Termination

You may stop using our Service at any time. We may suspend or terminate access for violations of these Terms. Upon termination, these Terms remain in effect for completed transactions.

Governing Law

These Terms are governed by the laws of France for EU users and Delaware for US users, without regard to conflict of law principles.

Changes to Terms

We may update these Terms periodically. Continued use of the Service after changes constitutes acceptance of the new Terms.

Contact Information

BPC Group
Email: legal@insurial.info
Response time: Within 48 hours

For urgent matters or disputes, please contact us directly via email.

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